Our Stories

I am from Tamil Nadu, Lived
in Delhi, Surat & Bangalore.
Moved to Norway in 2012 for
pursuing MS and moved to
Sweden in 2017.

12

Years of Experience

I’m Annamalai Ramanathan

Financial educator

Passionate about creating awareness of Personal Finance to Expats in Sweden by educating on creating budget, evaluating insurance needs, educating on pension concepts, guiding and motivating to start saving and invest wisely with focus towards international tax planning.

Bringing wealth of Experience from:
  • Living in Nordic countries for 14+ years
  • Saving and Investing from Year 2016
  • 3+ Years of Assisting individual – Sweden Tax Reporting
  • Assisting over 1200+ people various Personal Finance topics
  • Running a Facebook group of 9500+ members & Linkedin with 1 million Impression

Reasons for this entrepreneurial Journey:

Moved to Norway in 2012 for pursuing MS. When I lost my job in Norway due to Oil crisis in 2015, I came to know about Importance of money & financial planning.

We as a family have experienced the downside of Not having a Financial Plan.

Later when I talked to my friends , I came to know they also Don’t know about Financial Planning, as nobody have educated them ( I strongly believe Money Management should be part of School Curriculum).

There are lot of videos on youtube which provides lot of information and also lot of noise too. For a beginner it hard to distinguish between correct information and noise.

As an Expat myself, I have gone through the difficult process of moving from India to Sweden and the challenges involved in handling finances in 2 countries.

Now it time to help fellow expats coming to Sweden with practical and valuable information which insist confidence in them towards Personal finance.

Last 9 years, I have educated myself on various topics and practically tested my ideas to help me save and invest money. The goal is enjoying present moment and also to save for future.

My goal is to simply complex finance topics into easy to understand, so that you can take control of your finance and focus on what matter the most to you.

I have seen Life as an Expat with different scenarios:
  • Student Life in Norway in 2011, took an education loan from India
  • Job loss in Norway (Oil crisis) & realities hits about personal finance planning!
  • Single income in Sweden with Family & Kid, still saved enough to travel with family (Toughest period)
  • Double income in Sweden with Kid, Saving ratio above 40% of our household income.

Some Personal Notes:

Believer in Mini Retirement

  •  6 Months career break to travel Europe & Northern India with spouse
  • 6 Months career break to spend time with my parents & with my roots in India after 14+ yrs in Nordics
  • 6 Months career break to spend time with my Infant (Thanks to generous parental leave from Sweden)
  • Love to Travel – Visited over 50 Countries & Visited Svalbard (Top most point of earth)
  • Enjoying walking in the forest and hiking. (Are you in Gothenburg, lets connect and walk and talk)
  • You & Your spouse shall have the same mindset then only it feasible to achieve financial independence.
  • Personal finance shall be taught in School or university as a Subject
Online Meeting
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Recoreded Sessions
0
Formation of company
0
Country Visited
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How can I Help you?
  • 1 :1 Meeting – Focused on your Goals, Pension, Saving and Investing Plan
  • 1:1 Meeting – Sweden Personal Tax Reporting
  • Assistance in Setting up company in Sweden
  • Recorded Videos – Critical Topics on Personal Finance
  • Speaking @ Corporate Events & @Association
Annamalai Ramanathan | Financial Educator

I create awareness on personal finance topics to European Indian NRI and Swedish expats by empowering them to have control over their finances and a fulfilling life with happier relationship with money

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