January 20, 2025 No Comments

Repayment Protection – Occupation Pension

  What is Repayment Protection (Återbetalningskydd) in Occupation (Tjänstepension)? 1) If you activate repayment protection, your spouse (based on Swedish inheritance law) will get your occupation pension. 2) If you haven’t chosen repayment protection, your pension capital will be distributed as inheritance gain to other pensioners who haven’t chosen repayment protection. 3) If you activate […]

January 20, 2025 No Comments

Private health insurance – Faster Appointments

More individuals in Sweden are opting for private health insurance to secure faster access to medical care. Data from Svensk Försäkring shows a growing trend in the number of people with private health insurance in Sweden, whether through their employer or self-paid premiums. While Sweden offers subsidized medical care for residents, some face up to […]

January 20, 2025 No Comments

Income Insurance

This post sheds light on the essential aspect of Inkomstförsäkring, an inherent insurance offered by various unions in Sweden.For expats, especially engineers and managers, the focus is on comparing the default income insurance provided by 3 unions. Sveriges Ingenjörer [Engineers of Sweden], for instance, offers coverage up to 100,000 Kr per month as the default […]

January 19, 2025 No Comments

Public Dental Insurance in Sweden

  Folktandvården Dental Insurance (Abonnemangstandvård) Most people in Sweden are unaware about this dental insurance! Yes, Folktandvården (Public Dental Care) offers a Dental Insurance known as abonnemangstandvård. How to Get This: Visit your nearest Folktandvården and fix an appointment with a dentist. After the initial examination, they will recommend corrective actions, which you need to […]

Annamalai Ramanathan | Financial Educator

I create awareness on personal finance topics to European Indian NRI and Swedish expats by empowering them to have control over their finances and a fulfilling life with happier relationship with money

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