ISK Investment Account – Taxation

 

ISK Account holding tax will be lower for year 2025 which shall be 0,888%.

Benefits of ISK Account:

  1. Capital Gain tax is ZERO
  2. 150 000 Kr total market value of ISK account has NO Holding tax, above that it’s 0,888%
  3. Automatic Reporting to Skatteverket for Buy & Sell transactions and Tax

Disadvantage: Capital Loss from investments can’t be deductible in income tax.

Quick facts about ISK (Source: Fondbolagen):

  1. Unique holders of ISK are almost 4 million people in year 2023.
  2. Estimated amount invested in ISK is SEK 1,665 billion – Year 2023.
  3. ISK account was introduced in Year 2012.
  4. Higher educated people (University degrees) have opened more ISK Accounts (45%).
  5. Higher income groups have opened more ISK accounts compared to lower income groups.

If you have invested more than the tax-free limit, find more details and calculations from Skatteverket:

Skatteverket ISK Information
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Annamalai Ramanathan | Financial Educator

I create awareness on personal finance topics to European Indian NRI and Swedish expats by empowering them to have control over their finances and a fulfilling life with happier relationship with money

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