Most of us have LIC Policy and we believe we have a perfect life insurance. But just think can your family (spouse and kid) survive for next 20+ years with benefits from LIC policy which is around 10 to 20 Lakhs max.
Life insurance is money which your family member will receive incase you are no longer in this world, emotionally they will feel the pain, but financially (Via Term or Life Insurance) they need to self sustain in this world.
Do you need a Life insurance? 
Next big question is where we should buy life Insurance: 
Insurance needs to held privately and not linked to any corporate group policy, because we keep changing job often and this leads to re evaluate our insurance often which is waste of time and energy. We have collaborated with Ditto Insurance (Startup backed by Zerodha Founders) they provide free 30 mins advisory service for Indian Resident / NRI / OCI regarding Life Insurance. You can book the meeting here:
