Medical Insurance – Visting Sweden

Medical Insurance – Visting Sweden

Moving to Sweden or Visiting Sweden : Helps in unforeseen medical emergency by paying the fees for hospital care.

This Insurance is useful for People:

  1. Moving to Sweden for first time : Its takes 4 weeks to get a personal number and be registered with social insurance in Sweden, until then this insurance provides financial safety net for hospital visit.

  2. Visitor / Tourist Visiting Sweden: Gouda insurance document are accepted by visa agencies for apply for tourist visa to Sweden and this insurance provide financial safety net for hospital visit when a visitor falls sick in Sweden.

  3. Entering Sweden after been Deregistered : You have moved out of Sweden (De registered from Skatteverket register) and now entering Sweden again to live here , need to visit Skatteverket office to activate your personal number and can take upto 4 weeks , until then any medical emergency or visiting Vårdcentral you may need to pay full fees for visit and Gouda incoming insurance provides financial safety net for hospital visit.

Inviting parents to visit Sweden for tourism has been a significant achievement for me, seeing the joy on their faces as they explore a new country.

This insurance proved invaluable when I welcomed my parents to Sweden for the birth of my child, requiring assistance with our newborn.

Personal Finance Sweden AB and Gouda Travel Insurance (part of Gjensidige) developed an offer where you as a member can buy travel insurance to visit Sweden with a 10% discount.

By taking out travel insurance, you ensure that you get the help and assistance you need if something unforeseen should happen to you or your loved ones during their time in Sweden.

Quick Snapshot of Gouda Incoming Insurance:

  1. The insurance need to be purchased before arriving in Sweden.
  2. Sudden /acute illness /accident /injury
  3. Travel cost in connection with care
  4. ZERO sek deductible, No self-risk
  5. Visa is cancelled and visitor is unable to visit Sweden, refunded shall be provided by insurance company
  6. Any unused days in already purchased Insurance shall also be refunded.
  7. Pre-Existing (PE) illness is NOT covered.
  8. Whether a disease is PE or NOT is decided by the treating doctor in Sweden.
  9. We can visit Vårdcentral or any private hospital in Sweden.
  10. Max number of stays shall be in Sweden (51% of the days).
  11. If there is acute illness and the doctor advises traveling back to India/your hometown, then Gouda covers return flight cost as well.
  12. If the traveler is in Sweden with an Indian insurance and wants to extend the stay, call customer care and inform them. Gouda will issue extended insurance.
  13. Claim process is smooth; they offer cashless claims by providing a guarantee to hospitals for acute illness.
  14. The insurance needs to be purchased before the traveler arrives in Sweden, and it is accepted by Visa agencies.

To buy this insurance with a 10% discount, please visit the link below:

For more in-depth insurance details, please visit or call Gouda customer care:

Note: We receive a small commission (peanuts) when you purchase this insurance via the above link.

Annamalai Ramanathan | Financial Educator

I create awareness on personal finance topics to European Indian NRI and Swedish expats by empowering them to have control over their finances and a fulfilling life with happier relationship with money

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