Tax Savings – Salary Exchange

Löneväxling : Its an option provided by the company , then a person can move a part of the Salary to Pension
Year 2025: Earning above 53,600 Kr/month incurs an additional 20% state income tax and salary above 54 200 Kr can only be moved to pension as exchange. (Note the amount in below image refers to year 2024, but the all other concept remains the same)

One way to save this tax is to make a salary exchange (Lönevaxling) , where this amount is moved to your occupation pension. As always it comes with Advantage and Dis advantage.

I have complied the list of advantage and disadvantage of this option

Annamalai Ramanathan | Financial Educator

I create awareness on personal finance topics to European Indian NRI and Swedish expats by empowering them to have control over their finances and a fulfilling life with happier relationship with money

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