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Master the Swedish Personal Finance

Financial Education for Global Professionals. We help you navigate complex financial topics with confidence—without the hidden commissions.

Empowering Expats through Knowledge

Stop guessing. Start knowing. Our sessions are built on the "Teaching you to fish" philosophy, providing you with the tools to take total control of your financial future in Sweden.

Building Financial Awareness

Gain absolute clarity on how the Swedish tax system, ISK accounts, and global index funds work together to build your wealth.

The Exit & Entry Strategy

Understanding the tax treaties and pension implications of moving to Sweden—or planning your future move out of the country.

Professional Autonomy

Navigate layoffs, entrepreneurship and Apartment purchase rules & expense.

Educational Disclosure: Personal Finance Sweden provides purely educational and informational content. We are not licensed financial advisors (investeringsrådgivare) and we are not legal professionals. We do not provide specific buy/sell recommendations or regulated financial advice. Our mission is to provide the awareness needed for you to make your own independent, informed decisions.

Ready to bridge the gap between "Living in Sweden" and "Finanical Stress free living in Sweden"?

Personal finance is more behavioral than skill,
Strong Personal finance leads to being confident and leads to Peace of Mind

How is your relationship with money? Complicated? Overspending? Not investing?

Our Courses

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Our Testimonial

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I recently had a conversation with Annamalai, and I'm happier with the experience. His explanation truly exceeded my expectations. I highly recommend him to anyone seeking decent financial guidance and a trustworthy person to talk. Thank you for your exceptional service!
Sreekanth
The interaction was really helpful and got to know 2 new things which has to be done as part of your insurance and taxes. Also how to plan for pension in case high salary. Thank you Annamalai for your time and valuable inputs.
Pankaj Gupta
Was my first one-one meet with Annamalai, yet could connect very well, he understood the questions right away and he had deep insights and tips for all. Wishing you good luck!
Vamsi Krishna
The session was facilitated quite nicely focussing on practical aspects that are important to understand for international people living and working in Sweden. Many thanks! Looking forward to future interactions as well.
Pratiush
We had all our questions answered in a friendly and knowledgeable way. It was very clear.
Yuvarani Masarapu
Our Blogs

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Mina Hollace

Teaches Interior Design

Annette Black

Teaches Interior Design

Kathryn Murphy

Teaches Interior Design

Leslie Alexander

Teaches Interior Design
Family Finance
Investing- Sweden

Family Finance: One Spreadsheet Every Spouse Needs to

Interest Deduction - Sweden
Tax – Sweden

Interest Deduction

Tax – Sweden

Sale of Apartment Loss – Tax calculation

Annamalai Ramanathan | Financial Educator

I create awareness on personal finance topics to European Indian NRI and Swedish expats by empowering them to have control over their finances and a fulfilling life with happier relationship with money

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